"...to enhance the quality of life for senior citizens...through education and legislation."
Washington state’s individual health insurance market has seen a trend of increasing premiums and insurance companies pulling back from offering health plans in certain counties. As a result, the Office of the Insurance Commissioner (OIC) and the Washington Health Benefit Exchange engaged the actuarial firm Wakely to do an analysis of state-based options to stabilize the individual market for 2019. The analysis focused on two reinsurance program options — claims-based and conditions-based — with additional consideration of options for bare counties and affordability programs for people buying health plans through the Exchange.
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