Business and Finance

Issues

No Hearing Aid? Some Gizmos Offer Alternative to ‘Speak Up!’

"F.D.A.-regulated P.S.A.P.s (personal sound amplification products) might represent a simpler, cheaper solution." An estimated one zillion older people have a problem like mine. First: We notice age-related hearing loss. A much-anticipated report on hearing health from the National Academies of Sciences, Engineering and Medicine last month put the prevalence at more than 45 percent of those aged 70 to 74, and more than 80 percent among those over

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Washington to offer workers a mechanism to save for retirement – even if employers don’t.

Beginning Jan. 1, 2017, employees of small companies can set up retirement accounts through an online portal first approved by state lawmakers in 2015 when they voted to create a new Small Business Retirement Marketplace. The marketplace will be similar to the Washington Health Exchange, which offers health insurance for people in the state.   http://www.bizjournals.com/seattle/news/2016/07/01/3-questions-department-of-commerce-official-on-new.html

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Keeping a busy schedule may benefit the brain

One of the best ways to keep your brain sharp as you get older may be to stay busy, according to new research. While scientists have previously recommended engaging in mentally challenging activities, a new study suggests that keeping a packed schedule may offer similar benefits. http://time.com/4341680/busy-brain-cognitive-function-aging/?xid=emailshare

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Worried About Elder Financial Abuse?

Elder financial abuse is a growing concern among seniors and their adult children. Sometimes family members and caretakers are the culprits. Just one financial scam can cost the average senior about $30,000 — a big hit for any nest egg. So how can you protect your parents' finances? Here are five ways to help.   http://www.nbcnews.com/business/retirement/worried-about-elder-financial-abuse-how-protect-your-parents-n559151

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Port of Vancouver could have ended oil terminal conflict without penalty

Instead of putting the ball back in the court of Tesoro Corp. and Savage Cos., Port of Vancouver commissioners could have delivered an emphatic smash last week. The commissioners unanimously agreed Friday to offer revisions on a lease to build an oil terminal along the shore of the Columbia River, leaving it up to Tesoro and Savage — working in conjunction as Vancouver Energy — to decide whether to accept the revisions. “We’re pleased to

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The Older Americans Act Finally Clears Congress

Congress finally just passed bipartisan legislation renewing theOlder Americans Act for three years and President Obama has signed it. Passage comes almost 10 years since the Act was last reauthorized, a delay which has been a source of great consternation to older adults and their advocates. The Older Americans Act (OAA) funds critical services that keep older adults healthy and independent—services like meals, job training, senior centers, caregiver

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Disabled families get great tool to build a future

Tax-free savings should not be restricted to families with college-bound kids ABLE Act started as a federal initiative, now spreads to Washington Investment accounts will open by next year Read more here: http://www.thenewstribune.com/opinion/editorials/article65057557.html#storylink=cpy

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2015 United Nations Climate Change Conference

The 2015 United Nations Climate Change Conference, COP 21 or CMP 11 was held in Paris, France, from 30 November to 12 December 2015. It was the 21st yearly session of the Conference of the Parties (COP) to the 1992United Nations Framework Convention on Climate Change (UNFCCC) and the 11th session of the Meeting of the Parties to the 1997 Kyoto Protocol.[1] The conference negotiated the Paris Agreement, a global agreement on the reduction of climate

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SENIORS’ ORAL HEALTH

At Washington Dental Service Foundation, the mission is to eliminate oral disease and improve overall health.  With an emphasis on prevention and access to early care, the WDS Foundation supports innovative approaches and practical solutions to improve oral - and overall - health. Healthy teeth and gums are important for good overall health at every age. http://seniorsoralhealth.org/?doing_wp_cron=1456870200.2821650505065917968750

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New ‘purple card’ system would help people with dementia

Now state lawmakers are considering legislation that would create a “purple card alert system” modeled on Fraley’s idea. Madeleine and Larry Fraley.The legislation (HB 2835) directs the Department of Social and Health Services to develop a purple card asking recipients to be accommodating to the person with dementia. The department also would promote the card among first responders, businesses and the general public. An amended bill passed

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Education May Cut Dementia Risk, Study Finds

The risk of developing dementia is decreasing for people with at least a high school education, according to an important new study that suggests that changes in lifestyle and improvements in physical health can help prevent or delay cognitive decline. The study, published Wednesday in The New England Journal of Medicine, provides the strongest evidence to date that a more educated population and better cardiovascular health are contributing to a

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The Surprising Secret to Aging Well

As an occupational therapist and someone in my early 90s, here’s what I recommend to age well: good posture and a brisk 30-minute walk daily from early childhood on. This builds bone density and balance reflexes that reduce the impact of falls and injuries in later years.   http://www.nextavenue.org/the-surprising-secret-to-aging-well/?hide_newsletter=true&utm_source=Next+Avenue+Email+Newsletter&utm_campaign=7bc7aab613-01.27.2016_NextAvenue_Newsletter&utm_medium=email&utm_term=0_056a405b5a-7bc7aab613-165432893&mc_cid=7bc7aab613&mc_eid=0b4e32ebad

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Many See I.R.S. Penalties as More Affordable Than Insurance

Two years after the Affordable Care Act began requiring most Americans to have health insurance, 10.5 million who are eligible to buy coverage through the law’s new insurance exchanges were still uninsured this fall, according to the Obama administration. http://www.nytimes.com/2016/01/04/us/many-see-irs-fines-as-more-affordable-than-insurance.html

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Health Reform Realities

Health reform is the signature achievement of the Obama presidency. It was the biggest expansion of the social safety net since Medicare was established in the 1960s. It more or less achieves a goal — access to health insurance for all Americans — that progressives have been trying to reach for three generations. And it is already producing dramatic results, with the percentage of uninsured Americans falling to record lows. Obamacare is, however,

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How to Live to 100: Researchers Find New Genetic Clues

In a new analysis, researchers explore whether people live longer because they avoid disease or because they possess some anti-aging secret   http://time.com/4153835/live-longer-genetic-clues/?xid=emailshare

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Don’t Blame Medicaid for Rise in Health Care Spending

Health care spending growth has moderated in recent years, but it’s still putting tremendous strain on state and local governments. A recent analysis by The Pew Charitable Trusts revealed that it consumed 31 percent of state and local government revenue in 2013, nearly doubling from 1987. But Medicaid — the state-based health care program for low-income Americans — is not the chief culprit.   http://www.nytimes.com/2015/08/04/upshot/dont-blame-medicaid-for-rise-in-health-care-spending.html?em_pos=small&emc=edit_up_20150804&nl=upshot&nlid=71924083&ref=headline&_r=0&abt=0002&abg=1

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Families face tough decisions as cost of elder care soars.

Like others faced with the stunning cost of elderly care in the U.S., Goldblum did the math and realized that her mother could easily outlive her savings. So she pulled her out of the home. For the two-thirds of Americans over 65 who are expected to need some long-term care, the costs are increasingly beyond reach. The cost of staying in a nursing home has climbed at twice the rate of overall inflation over the last five years, according to the insurer

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Seniors Decide 2016

Seniors Decide 2016 is a forum developed by the Leadership Council of Aging Organizations to provide a fair and unbiased platform for sharing the views of candidates for President of the United States on policies and programs affecting older Americans. The 72 member organizations that make up the LCAO represent a diverse membership of older Americans and their caregivers, and professionals engaged in the public policy arena. IF YOU COULD ASK THE

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U.S. needs to rethink use of public lands for coal mining

Pausing to reassess federal coal sales was a wise move by Interior Secretary Sally Jewell. INTERIOR Secretary Sally Jewell’s decision to pause and reassess leasing of federal land for coal mining is a smart move with implications for her home state of Washington. The United States is overdue in updating land-management policies to be sure the public gets the best possible return on resources that it sells to companies, whether they are in the business

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Is It Better to Die in America or in England?

WE frequently hear complaints about how people near the end of life are treated in America. Patients are attached to tubes and machines and subjected to too many invasive procedures. Death occurs too frequently in the hospital, rather than at home, where the dying can be surrounded by loved ones. And it is way too expensive. Each year, the care of dying seniors consumes over 25 percent of Medicare expenditures. http://www.nytimes.com/2016/01/20/opinion/is-it-better-to-die-in-america-or-in-england.html?action=click&pgtype=Homepage&version=Moth-Visible&moduleDetail=inside-nyt-region-1&module=inside-nyt-region®ion=inside-nyt-region&WT.nav=inside-nyt-region

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